Getting hurt in an auto accident is a very stressful experience for a variety of different reasons. Unfortunately, for lots of folks, one of those reasons is dealing with insurance companies and struggling to get them to do what they should. Insurance companies, of course, often fight aggressively to avoid paying you, and are very experienced at doing so. That’s why, if you’ve been hurt in a vehicle accident, you shouldn’t go it alone. Give yourself the advantage of a diligent, professional advocate by retaining the services of an experienced San Mateo car accident attorney.
H.S. was a Southern California woman who faced this kind of challenge in her case. She was injured in an accident where the other driver hit her and was at fault. The other driver’s auto insurer made a payment equal to the policy limit.
Most all of us have seen those “state minimum coverage” auto insurance ads on the internet or TV, right? Those may be great for a driver who has no insurance, but they’re not so great if you’re hurt by someone with minimal or low-amount coverage. Fortunately, there is something called “uninsured or underinsured motorist” coverage you can add to your insurance. If the at-fault driver’s insurance pays the policy limit but that amount is less than your total damages, you can file a claim with your insurer and get a payment from them in addition to the payment from the other driver’s insurance company.